Posts Categorized: Eclectic Homes

How to Lay Ceramic Tile in an Enamel Painted Floor

Ceramic tiles won’t stick to an enamel-painted floor because the surface is too smooth. However, there is a remedy to the problem. Sheets of cement backing, available from most shops, provide a foundation on which to put tile adhesive. Putting the Backing Sheets Attach backing sheets into the floor that is enamel. Use a nail […]

How to Level a Floor to Lay Laminate

Laminate flooring provides an affordable and eco friendly alternate to conventional hardwood. Instead of laminate to the subfloor, installers link the laminate boards together and float over the subfloor. While laminate tends to be more forgiving of subfloor imperfections than a number of other types of flooring finishes, contractors should take the opportunity to level […]

Types of Housing Siding

When buying, selling or remodeling a house, it’s important to consider the sort of siding on the house’s exterior. Some kinds of siding are far more prone to wear and tear than others and might require extra upkeep. Although timber siding used to be the most popular siding choice, vinyl has increased in popularity since […]

What Does a Home Warranty Cover?

A home warranty, although it sounds appealing, isn’t always desired by every home owner for various reasons. A simple definition of the typical home guarantee is that it is an insurance policy for the basic systems and appliances in your home that your usual home insurance policy will not cover. History In the early 1970s, […]

When Is a Truth in Lending Disclosure Required?

The Truth in Lending Act, or TILA, was enacted by Congress on May 29,1968. It is the federal law that created the Truth in Lending Disclosure, or TIL Disclosure, a requirement. It gives borrowers all relevant provisions of their loan. TILA applies to open-ended loans, such as charge cards, and close-ended loans, such as auto […]

Real Estate Law: Owner Responsibilities in Rent to Own

If you’ve bought a home and moved from the past one and can not market it, you might be saddled with two mortgages. 1 option in off-loading the home is a transaction. Depending upon the up-front agreement, you could recoup the previous mortgage, charge substantial extra monies and require the buyer/renter to cover certain repairs […]

Do You Write Off Improvements on a Ranch Like Fencing & Land Clearing?

The Internal Revenue Service enables business owners to write off certain expenses rsquo;s operations. If you own property such as a ranch and wish to write off related capital improvements, the IRS requires that you demonstrate that the ranch is run for-profit, rather than as a hobby. One way to demonstrate your goal to create […]

What to Expect During a House Appraisal

A home appraisal is done when there is a home being accepted for a mortgage loan. The lender counts on the assistance of a trained professional to offer an unbiased opinion of the house 's value so it doesn't loan more money than the property is worth. An appraisal is especially handy for a possible […]

Chapter 13 Bankruptcy & Mortgage FAQ

You may be considering bankruptcy, if you’re struggling to pay your mortgage. Bankruptcy is certainly not a step you should take. It will have serious impacts on your finances for years to come. However, a bankruptcy may stall a foreclosure process and allow you to reorganize your finances and save your house. What is a […]

Meet the Studs

Lumber, timber, studs, sticks — whatever you call it, the material is the same: timber. Houses in North America are nearly all built at least partly with timber; it’s simple to use, it is lightweight but strong, and it readily allows for future structural changes. Wood’s universal sizing allows for quick, predictable structure, and also […]